The internet shadow offers very large possibilities. Watching movies, communication, searching for information is all facilitated by the Internet, but that’s not all. The internet connection allows you to take advantage of many financial services. This applies to checking account balances as well as incurring financial obligations without having to leave your own home.
You can submit a loan application online, from anywhere you have a connection. How can I apply for a loan via the Internet ? What requirements should be met to get money and be able to manage them according to your own idea?
What do non-bank companies require?
The payday loans are granted by loan companies that are not subject to banking regulations. They are not banks, but financial institutions with the right to grant loans. Their operation is based on the provisions of the Civil Code and the recently approved anti-usury law.
There are many reputable companies on the financial market that have a very responsible lending policy and will not grant a loan to anyone who applies for it.
A quick online loan will thus be available to those who meet the requirements of the lender.
The basic requirements are the age of the person applying for a loan. It should be an adult, but it is not always enough to be over 18 years old. There are companies that grant loans only to people who are over 21 years of age. This also applies to the maximum age at which a loan may be granted. Often, it is not available to people older than 60 years, because a borrower aged 70-80 is a risk for the company that it will not live to pay the final repayment of the loan. For this reason, even older people with a fixed source of income – pensions, pensions – may not always expect a positive consideration of the application.
“A loan without bik ” can be obtained after submitting an electronic application to a loan company. You must complete it in accordance with the actual information. This mainly applies to the statement on the amount of income that is obtained. The certificate is submitted under criminal liability. A lie can result in legal consequences. In addition to the application, a non-bank company may ask a borrower for confirmation of income, e.g. by scanning a certificate from the employer or an account statement.
A way to apply for a loan online
Most loan companies operating in Poland have online loans. They are their dominant product, given in a very simple way. An electronic form is available on the company’s website. It should be filled out, not omitting any field. After completing the application, it is necessary to send it, along with the required scans of documents, eg proof, to the address of the loan company. The last stage of applying for a loan is to verify your bank account by sending a small amount, usually 1 PLN, to the company’s account in order to confirm your identity.